Calculate Your Next Property Purchase

Calculate your major upfront costs, final loan balances and ongoing mortgage repayments.

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Discover the Power-Packed Features

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See how the numbers stack up based on a 5%, 10% or 20% deposit.


Customise Available Cash

It’s okay if you have exactly $186,347. We’ll allocate your cash accordingly.


Stamp Duty

Australia’s most hated tax. But, you still need to know how much you owe.


Lenders Mortgage Insurance

Payable to the bank if you have less than a 20% deposit. We are proud to be one of the very few calculators that take this into account!


Loan Repayments

Customise your loan repayments:​ Interest rate, Loan term, Principal & Interest, Interest only


Foreign Purchaser Surcharge

Payable in certain States by purchasers who reside overseas. This amount is payable in addition to regular stamp duty.

Who Can Benefit from Property Calculator Australia?

Navigate the complexities of your first home purchase with ease. Our app simplifies the financial calculations required to purchase your property. Enter the real estate market with confidence. 

With the introduction of the foreign purchaser stamp duty in some Australian States, overseas buyers may be subject to an additional stamp duty on their purchase. Property Calculator Australia will detail which states charge this additional stamp duty and what the additional cost will be.

Do you want to know why you’re paying a particular amount to Revenue NSW, or why your loan balance is a little higher than you expected it to be? Property Calculator Australia is your go-to when you want a little more clarity. 

Regardless of how many times you purchase a property, the numbers will change. Property Calculator Australia will articulate the up-front and ongoing costs for every purchase. 

We can list all the different types of property buyers, but the fact is, wherever you are in your property purchasing journey, Property Calculator Australia is an invaluable tool to have with you. 

If you are in the real estate industry, Property Calculator Australia is a beneficial app to have on you at all times. Mortgage brokers, Buyers Agents and Real Estate Agents have all had first-hand success stories by simply referring to the app while speaking to their clients. 

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Key Benefits of Property Calculator Australia

Our app goes beyond the ordinary, providing you with a seamless and insightful journey through the financial landscape of property purchases.

Flexible Pricing to Suit Your Needs




What Our Users Say


Jane Thompson

Property Calculator Australia made my home buying journey stress-free. The detailed insights helped me plan my finances effectively. A must-have for anyone in the market!


Michael Chen

As a first-time homebuyer, the world of real estate finances seemed overwhelming. Property Calculator Australia changed that for me. The app’s user-friendly interface provided clarity on the costs involved, making the entire process incredibly simple.


Grace Wilson

Having been deeply involved in the real estate industry for years, I can confidently say that Property Calculator Australia is a game-changer. Its quick and accurate financial calculations have become an indispensable tool for property investors like myself. The app’s efficiency and reliability are unmatched, making it an essential part of my daily routine.


Daniel Wright

The ad-free experience in the paid version is a game-changer. No distractions, just focused financial insights for my property journey.


David Rodriguez

Property Calculator Australia transformed my home buying experience. The detailed financial insights provided by the app allowed me to plan effectively, eliminating the stress associated with making one of the biggest decisions in my life. I wholeheartedly recommend it to anyone navigating the real estate market.


Sophie Turner

I recommend this app to all homebuyers. It simplifies the financial side of things, giving you confidence in your property decisions.


Chris Mitchell

The customisation options in the paid version are fantastic. I could tailor reports to match my specific financial goals and preferences.


John Anderson

The free version of Property Calculator Australia served as a great starting point for my journey. It provided me with essential insights into upfront costs, helping me make more informed decisions. The app’s simplicity and effectiveness prompted me to upgrade for more advanced features as I delved deeper into my real estate ventures.


Emily Harper

The free version was helpful, but upgrading to the paid plan unlocked a whole new level of customisation and insights. Worth every penny!

Alex Foster

I encountered a complex financial scenario and reached out to Property Calculator Australia’s customer support. To my delight, they not only responded promptly but went above and beyond to assist me.


Anna Baker

Property Calculator Australia’s customer support went above and beyond to assist me with a complex financial scenario. Their dedication to users is truly impressive


PCAU is an all-in-one app designed to provide you with a comprehensive snapshot for potential property purchases. It calculates major up-front costs, final loan balances, and ongoing mortgage repayments. It’s also uniquely customisable.

PCAU allows you to select your specific purchasing scenario. It also allows you to pick your deposit amount or your exact cash balance available for the purchase. You can further select your interest rate and loan term and see a selection of repayment options. 

PCAU is free to download and free to use for up to 5 calculations. After that, you will have two subscription options:
1.        Monthly subscription – $4.99 per month
2.        Annual subscription – $49.99 per year 

At the risk of incurring the wrath of the Commissioner of Taxation and his minions, we recommend you speak to your accountant. Generally speaking, if the app is used as part of your business or for the purposes of purchasing an investment property, then it may be tax deductible. 

As a property investor, you will be interested in your initial investment as well as your ongoing repayments. If you’re a seasoned investor, you may be utilising the equity from your previous properties to purchase your next property. PCAU has all these calculations covered.

PCAU considers all the stamp duty concessions available to first-home buyers. The app is a great tool for first-time buyers as it clearly articulates all your major up-front costs as well as your ongoing mortgage repayments. 

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